Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure.
Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose.
Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers.
Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death.
Mesothelioma treatments and Mesothelioma clinical trials and tests
There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques.
Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising.
Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm.
A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body.
A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells.
A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis.
With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests.
At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims.
Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients.
Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers.
About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.
Ouch! Insurance Payout for a Dog Bite Claim Averages $32K
By Brian O'Connell
If you don't think bites can eat into a homeowner's insurance policy, think again.
According to the Insurance Information Institute, “dog bites (and other dog-related injuries) accounted for more than one-third of all homeowners insurance liability claim dollars paid out in 2014, costing in excess of $530 million.”
On an individual, household basis, one unfortunate chomp by Fido lead directly to, on average, a $32,000 insurance claim in 2014. That’s up from $27,862 in 2013, the institute reports.
RELATED: Does Your Auto Insurance Cover Your Pet
“The average cost per claim nationally has risen more than 67 percent from 2003 to 2014, due to increased medical costs as well as the size of settlements, judgments and jury awards given to plaintiffs, which are still on the upswing,” says Loretta Worters, vice president with the New York City-based insurance group.
Claim rates do differ depending on which state a pet owner lives. For example, even though New York ranked third among pet bite-related claims in 2014 (at 965, versus California’s 1,867), it had the highest average claim figure, at $56,628.
Additionally, it’s not all about dog bites either. According to the III, “the trend in higher costs per claim is attributable not simply to dog bites but also to dogs knocking down children, cyclists, the elderly, etc., all of which can result in fractures and other blunt force trauma injuries that impact the potential severity of the losses.”
So what’s the best way for pet owners to reduce the odds of a major homeowners policy claim after a bite or other harmful incident?
You can't predict who your dog will bite
NetQuote.com reached out to several insurance industry and legal experts for help. The consensus seems to be that any pet owner should have bite or harmful pet incidents covered under their homeowners insurance policy.
“Dog bite claims are extremely expensive and unfortunately there is no way to predict whether or not your dog will bite someone,” says Nick Braun, founder of PetInsurance.com, in Columbus, Ohio. “In some cases, dogs with no prior history will bite someone out of the blue.”
As a licensed insurance agent , Braun says he’s “shocked” by how unaware both dog owners and agents are about pet liability insurance.
“If you're a dog owner it's vitally important to make sure you're covered under your homeowners policy and if not, add a rider or purchase a supplemental policy,” he advises. “Also, keep in mind that many homeowner policies exclude certain high-risk breeds, including rottweilers, pit bulls and boxers.
“The bottom line, if you own a dog, especially a big or high-risk breed, consult with your insurance agent or company to make sure you're covered under your homeowners or renters insurance policy,” he adds.
Thomas Simeone, a personal injury attorney with Simeone & Miller, LLP, in Washington, D.C., says he has handled “several” dog bite/attack cases.
“First of all, homeowners insurance will provide coverage for dogs residing at a home,” he says. “The attack does not need to take place at the home, as most people do not realize this, but homeowner's insurance covers claims outside the residence. So, the first step is that if someone has a homeowner's policy, they should ensure that it covers their pet. If so, they really need additional coverage.”
Apparently, it’s a dog-eat-dog world out there, and pet owners need to account for their pet’s mauling or biting other pets, in addition to human attacks.
“You can be liable for your dog's actions if it attacks another dog, and also if it does not actually bite anyone (or anything), but causes injury in another way,” Simeone says.
For example, Simeone says his firm won damages on a case where a man was injured climbing a fence to escape from an aggressive dog. In another case, a client was injured when a dog at a dog park ran into her -- the owner actually commented beforehand that her dog had a tendency to do that, but failed to put him on a leash. (The client required a surgery to her leg as a result of the dog's actions.)
RELATED: Pet Groomer Insurance 101
“Therefore, as an owner, you are responsible for what your dog does and have a duty to take reasonable actions to prevent injury, not just bites,” he adds.
The best way to avoid incurring any pet-related insurance claim damages is to keep your dog tied up or otherwise secure, follow laws regarding leashes, and generally do not allow your dog contact with strangers, small children or other dogs, if you believe there is a risk that your dog will act aggressively.
“Many people believe they get one free bite before they are liable,” Simeone says. “That is not true. Instead, if your dog has previously shown aggressive tendencies -- even less than a bite -- you are on notice that it may attack someone.”
Simeone also advises not using social media to discuss a pet bite or attack.
“Don’t do that,” he says. “We settled one case partly because the owner went on to a dog owner's blog and discussed the attack -- and, in doing so, admitted that prior to the bite she knew the dog was acting aggressively.”
Check your state’s pet liability laws
Paul Cannon, a Houston personal injury attorney with Simmons & Fletcher, advises pet owners to look up individual state statutes on pet bites and attack laws.
“Those laws vary from state to state with respect to dog attacks,” he says. “Most, however, have both strict liability and negligence causes of action that can be brought against dog owners for the aggressive actions of their dogs. If the dog has bitten before or shown aggressive tendencies toward a human and the owner has knowledge of the incident, the owner is generally held strictly liable for the dogs subsequent actions.”
Another tip -- if you rent a home, and own a dog, know that the landlord’s homeowners insurance likely won’t cover any bite or attack claims.
“Renter’s need to obtain their own renter’s liability insurance if they wish to be protected,” Cannon says. “That insurance also may or may not exclude liability for the actions of animals and should be checked in the same way as homeowners insurance.”
If you don’t have coverage under your homeowners policy, purchase canine liability insurance -- a policy that is designed to specifically cover you in the event you are sued due to your dog’s conduct, Cannon advises.
The moral of the story? If your greyhound is sharpening his teeth on the ankles of a friend or neighbor, you’re liable for any financial damages, as a result. So take direct action to keep Fido in line, and your homeowner’s insurance up to date against pet bite and attack claims.
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